Top 10 Mastercard Virtual Card Services

Virtual Mastercard cards are becoming an indispensable tool, especially for professionals in the field of online advertising, affiliate marketing and financial management. These cards offer a unique combination of security, flexibility and convenience, making them an ideal solution for users who need fast and reliable payment methods. Each virtual card service has its own characteristics: some are distinguished by instant issuance, others – no fees or multi-currency support. In this article, we will consider the ten best virtual Mastercard card services, carefully analyzing their functionality, advantages and disadvantages to help you choose the best solution for your specific needs.

Top 10 Virtual Mastercard Card Services

1. FuncCards

FuncCards is a specialized service of virtual Mastercard and Visa debit cards, created with special attention to the needs of advertisers, affiliate marketing specialists and traffic arbitrage. The platform is designed taking into account all the nuances of working with advertising platforms and offers functionality that greatly simplifies managing advertising costs and optimizing budgets. The service is especially useful for companies and individual marketers working with multiple advertising accounts and platforms.

Contact information

Website: funccards.com

Advertising benefits

• Optimized for working with Google Ads, Facebook, Instagram and various in-app advertising networks
• Supports instant mass card issuance (bulk) for large-scale advertising campaigns
• Offers flexible settings for card limits and advertising budget distribution
• Provides integration with advertising accounts to automate processes
• Provides reliable BIN codes with a high approval rate on advertising platforms

Pricing

• Transparent, without hidden fees. Commission for replenishment from 1.5%, commission for issuing a card – 1$/€, monthly commission – 1$/€. Fees for refusal and return – none.

Pros

• Instant card issuance without long activation waits
• Multi-currency support (USD, USDC, EUR) for international advertising campaigns
• Low and transparent fees without hidden charges
• Optimization specifically for the needs of advertising expenses
• 24/7 professional support via various communication channels

Cons

• Possible geographical restrictions for some regions
• Specific verification requirements for new users
• Lack of support for some exotic currencies

Why we recommend

FuncCards ranks first in our rating due to its unique approach focused on the needs of the advertising market. The service offers a full set of tools necessary for effective management of advertising expenses: from mass card issuance to integration with advertising platforms and budget distribution. This functionality, combined with transparent pricing and fast technical support, makes FuncCards the optimal choice for digital marketing professionals who value reliability, speed and ease of payment management.

2. Revolut

Revolut is an innovative digital banking service that has become a popular alternative to traditional banks. The platform offers a wide range of financial services, including virtual Mastercard debit cards for online and contactless payments. Revolut stands out for its international approach, allowing users around the world to easily make cross-border transfers and transactions without unnecessary costs and complications.

Contact information

Website – revolut.com, Help center – help.revolut.com

Advertising benefits

• Support for transactions in more than 140 currencies at favorable exchange rates
• The ability to create multi-currency accounts for international advertising campaigns
• Issue both reusable and disposable virtual cards for increased security
• Detailed expense analytics with categorization for tracking advertising budgets
• The ability to instantly top up your account in various ways

Pricing

• No fees for creating virtual cards. Currency exchange fees may apply, depending on the tariff plan.

Pros

• Intuitive interface with a convenient mobile app
• Support for multiple currencies with favorable exchange rates
• Enhanced security thanks to disposable virtual cards
• No need for a physical card to make payments
• Wide acceptance of Mastercard cards worldwide

Cons

• Limit on the number of active virtual cards (up to 20 depending on the tariff)
• Possible fees for currency exchange in excess of the monthly limit
• Some advanced features are only available on paid tariffs
• Turnover limits for some regions

Why we recommend

Revolut offers a comprehensive set of financial management features, including virtual Mastercard cards. This is an ideal choice for users who need flexibility and security in payments, especially for international transactions and advertising.

3. Wanttopay

Wanttopay is a modern service specializing in providing foreign virtual Mastercard cards for users from Russia and the CIS. The platform is designed to meet the specific needs of customers who need to pay for foreign services and services under financial constraints.

Contact information

Telegram bot: @WanttopayBot

Advertising benefits

• Quick issue of virtual cards for immediate launch of advertising campaigns
• Advanced transaction control with detailed transaction history
• Instant notifications about completed payments to track advertising expenses
• Support for multi-currency payments for international advertising platforms
• Possibility to top up the balance in both rubles and USDT cryptocurrency

Pricing

Upon request on the website, there may be fees for issuing or replenishing.

Pros

• Instant issuance of virtual cards without long waits
• Support for various currencies for international payments
• Enhanced transaction security with 3D-Secure technology
• Relatively high limits on purchases and operations
• Ability to pay for both online services and offline purchases abroad

Cons

• Less known compared to large international services
• Possible fees for replenishing and using cards
• Limited information about the legal status of the company
• Potential restrictions for some categories of payments

Why we recommend

Wanttopay offers a convenient way to get a virtual Mastercard for online payments, especially for users in Russia who need access to foreign services.

4. Easypay.world

Easypay.world is an innovative platform for obtaining and using foreign virtual Visa and Mastercard cards. The service is aimed at users who need a reliable tool for international payments with minimal restrictions.

Contact information

Chatbot: https://t.me/easypayworld_bot

Advertising benefits

• Access to international payment systems for advertising on global platforms
• Support for digital banking services for comprehensive management of advertising budgets
• Ability to split budgets across different virtual cards for different advertising campaigns
• Prompt notifications about completed transactions and changes in card status
• Support for automatic payments for regular advertising expenses

Pricing

• Commissions from $10.

Pros

• Providing foreign virtual cards with high acceptance rates across multiple platforms
• Multi-layered security to protect user funds
• Ability to use for a wide range of international payments
• Simplified registration and card receipt procedure via Telegram bot
• Support for various balance replenishment methods

Cons

• Relatively high fees compared to some competitors
• Limited publicly available information about the service
• Potential delays in processing some transactions
• Possible restrictions for certain types of transactions or merchants

Why we recommend

For users who need foreign virtual cards for specific purposes, Easypay.world is a good choice.

5. ePayService

ePayService is a reliable financial services platform specializing in providing virtual Mastercard cards with no monthly subscription fee. The service is distinguished by its transparent pricing policy and instant card issuance, which makes it attractive to users who value efficiency and predictability of expenses.

Contact Information

Via their website – https://epayservices.com/ru/contact-us.html

Advertising Benefits

• Ideal solution for one-time and recurring payments on advertising platforms
• Support for automatic subscriptions for continuous advertising placement
• Compatible with most popular online services and advertising networks
• High daily purchase limit of up to 5,000 EUR for large-scale advertising campaigns
• Possibility of quick redistribution of funds between different cards

Pricing

• No subscription fee, instant replenishment, free cash withdrawal back to the account.

Pros

• No monthly subscription fee for card maintenance
• Instant issue and activation of virtual cards
• Free replenishment of the card balance in various ways
• Enhanced protection of the main card data from compromise
• Intuitive interface of the personal account

Cons

• Limitation of the daily purchase limit of 5,000 EUR
• Possible delays in processing some types of transactions
• Limited support for some specific merchants
• Not all functions are available to users from certain regions

Why we recommend

This is a simple virtual Mastercard service without ongoing fees, ideal for users who need virtual cards from time to time for online payments.

6. PayPal

PayPal, one of the pioneers of digital payments, offers an innovative virtual Mastercard service as part of its Pay in 4 service. This feature allows users to split the cost of a purchase into four equal interest-free installments, making large purchases more affordable. PayPal’s virtual Mastercard integrates with a user’s main account, providing an additional layer of security and convenience when shopping online.

Contact Information

PayPal website, support.paypal.com

Advertising Benefits

• The ability to split large advertising budgets into four interest-free installments
• Wide acceptance of Mastercard cards on most advertising platforms
• Integrates with the existing PayPal ecosystem for easy tracking of expenses
• Additional layer of fraud protection for advertising payments
• Simplified payment management through the familiar PayPal interface

Pricing

• There are no additional fees for the virtual card, but Pay in 4 has its own terms.

Pros

• Interest-free installments for four payments without additional fees
• Wide acceptance of Mastercard cards in most online stores and services
• Integration with the reliable PayPal payment system with multi-level protection
• Convenient management via a mobile application or web interface
• Ability to build a positive credit history

Cons

• Limited to use only for purchases through the Pay in 4 service
• Not a universal virtual card for all types of transactions
• Possible limits on the maximum purchase amount
• Availability of the service depends on the region and the user’s credit rating

Why we recommend

The PayPal virtual Mastercard deserves a place in our rating due to its unique offer of interest-free installments, which is especially valuable when planning large advertising campaigns or purchasing expensive services.

7. Gray

Grey is a modern financial platform specializing in providing virtual dollar Mastercard cards for international payments and transactions. The service is designed to meet the needs of the global market and offers innovative solutions for users seeking to overcome geographical barriers in financial transactions.

Contact Information

Website: grey.co

Advertising Benefits

• Optimized for online advertising spend on international platforms
• Provides tools for detailed tracking and analysis of advertising budgets
• Provides instant transaction notifications for operational control of expenses
• Allows you to set limits on individual cards for different advertising campaigns
• Supports automatic payments for recurring advertising spend

Pricing

No service fees, no fees for declined transactions.

Pros

• No fees for virtual card maintenance
• Instant notification system for all card transactions
• Multi-level protection against fraud and unauthorized access
• Wide applicability for various types of international payments
• Intuitive interface for managing cards and transactions

Cons

• Possible geographic restrictions for users from certain regions
• Limited support for certain categories of merchants
• Potential delays in verifying new users
• Not all features may be available for all account types

Why we recommend

Grey deserves attention due to its modern approach to international payments and the absence of fees for virtual card maintenance. The service is especially valuable for marketers and entrepreneurs working with global advertising platforms, where stability and transparency of financial transactions are required.

8. EPN

EPN (Electronic Payment Network) is a specialized service offering virtual cards from foreign banks, including prestigious Mastercard cards. The platform features an unprecedentedly wide selection of BIN codes from 36 different banks, allowing users to select the best option for specific payment tasks.

Contact information

Website: https://e.pn/

Benefits for advertising

• The widest choice of BIN codes from 36 different banks for optimal acceptance on advertising platforms
• High level of security with 3D-Secure technology to protect advertising budgets
• Ability to select cards with specific characteristics for specific advertising platforms
• Support for international payments for global advertising campaigns
• Flexible tools for monitoring and managing expenses on various platforms

Pricing

• Exact information on EPN tariffs and fees is available on the official website upon request and may vary depending on the selected card type, issuing bank and transaction volume.

Pros

• Unrivaled choice of BIN codes for maximum compatibility with various services
• Enhanced transaction security with 3D-Secure technology
• Ability to use for a wide range of international payments
• Personalized approach to each client
• Support for various types of transactions and merchants

Cons

• Potentially higher fees compared to some competitors
• Less well-known service in the market
• Limited public information on rates and conditions
• Possible difficulties in obtaining support in non-standard situations

Why we recommend

EPN deserves a place in our rating due to its unique offer of a wide choice of BIN codes, which is a decisive factor for users with special requirements for virtual cards.

 

9. Wise (formerly TransferWise)

Wise (formerly known as TransferWise) is a global financial technology company offering multi-currency accounts with virtual Mastercard cards. Wise stands out for its innovative approach to cross-border payments, minimizing fees and transaction times. The platform provides users with access to local bank details in various countries, which greatly simplifies the process of receiving and sending funds around the world.

Contact Information

Users can contact Wise through the official website wise.com.

Advertising Benefits

Availability of local bank details in various countries to optimize advertising payments

Favorable currency exchange rates for international advertising campaigns

Transparent display of all fees and advertising costs

The ability to make fast international transfers to replenish advertising accounts

Detailed cost analytics with categorization for control of the advertising budget

Pricing

• The cost of issuing a virtual Mastercard is about 5-7 USD / EUR (depending on the region). The currency exchange fee starts from 0.4% and may vary depending on the currency pair.

Pros

• Accounts in more than 50 currencies with the ability to instantly convert
• Favorable exchange rates, close to interbank
• Reliable reputation in the international financial market
• Convenient mobile application with advanced functionality
• Ability to obtain local bank details in different countries

Cons

• Limits on cash withdrawals from a virtual card
• There may be delays during initial account verification
• Some advanced features are only available for business accounts
• Limits on maximum transfer amounts for new users

Why we recommend

Wise deserves special attention due to its global approach to financial transactions and transparent pricing policy. This service becomes an ideal choice for companies and individuals conducting international activities.

10. Paysend

Paysend is an innovative fintech platform offering global financial solutions, including virtual Mastercard cards for international payments. The service specializes in fast and affordable cross-border transfers and allows users to instantly send money to more than 170 countries around the world.

Contact information

Interaction with Paysend is carried out through the official website paysend.com.

Benefits for advertising

• Fast international payments for prompt replenishment of advertising accounts
• Support for payments in more than 40 currencies for global advertising campaigns
• Fixed fees for transfers, simplifying the planning of advertising budgets
• Ability to send funds to cards of various payment systems
• Integration with popular payment methods for flexible financial management

Pricing

• The cost of issuing a virtual Mastercard card is about 5-10 USD (depending on the region). A fixed fee of about 1-2 USD/EUR is charged for international transfers, regardless of the transfer amount.

Pros

• Fixed and predictable fees for most transactions
• Fast execution of international transfers (often within minutes)
• Favorable exchange rates with minimal margins
• Convenient mobile app with an intuitive interface
• Wide geography of service with support for over 170 countries

Cons

• Some features may not be available in certain regions
• Limits on maximum transfer amounts for unverified accounts
• Possible delays in transactions on weekends and holidays
• Less developed ecosystem of additional financial services compared to some competitors

Why we recommend

Paysend deserves a place in our rating due to its focus on the speed and accessibility of international financial transactions. Paysend is especially recommended for marketers and entrepreneurs who value the speed of payments and predictability of fees.

Conclusion

Each of the services presented in our review has its own unique features that meet the different needs of users. When choosing the best service, it is worth considering not only fees and functionality, but also the geography of work, the level of security and the quality of support. In the rapidly changing world of digital finance, virtual Mastercard cards continue to evolve, offering increasingly sophisticated solutions for any payment tasks.