Top 9 Visa Virtual Card Services

May 8, 2025

Virtual Visa cards have become an integral part of the digital economy, providing security and convenience for online payments. They are especially useful for paying for advertising services, subscriptions to streaming platforms, and online shopping, where the risk of data leaks remains high. In this article, we will present the top 9 services offering virtual Visa cards, with a detailed description of each, including their features, pricing, advantages, and disadvantages. We will also explain why each of these services is worth your attention, especially in the context of advertising spending.

Selection Methodology

To compile the list, we studied popular services offering virtual Visa cards, focusing on their suitability for advertising payments. Criteria included instant card issuance, support for multiple currencies, low fees, expense management features, and user reviews.

Top 9 Virtual Visa Card Services

1. Funccards

 

Funccards is a service that offers virtual Visa and Mastercard cards for online payments, especially suitable for paying for advertising spending. Cards are issued instantly, making them ideal for fast and secure transactions. The service is aimed at business clients involved in advertising, as well as those who need reliable tools for financial management. According to statistics on the site, more than 4,100 cards have been issued, 59,900 transactions have been made, and more than 150 clients are already using the service.

Contact Information:

For additional information or support, visit funccards.com, where live chat, email, and phone support are available.

Advertising Features:

Funccards allows you to create cards for payments in Google Ads, Facebook, and other advertising networks. Supports several currencies, including USD, EUR, USDC, USDT, which is convenient for international advertising campaigns. There is an option to instantly issue cards in large quantities, which is useful for managing multiple advertising accounts. In addition, the service offers features for setting limits, detailed transaction tracking, and integration with advertising accounts.

Pricing:

  • Top-up fee: from 1.5%
  • Card issuance: 1 $/€
  • Monthly fee: 1 $/€
  • Refund: free
  • Transaction cancellation: free
  • No hidden fees

Pros:

  • Instant card issuance
  • Support for multiple currencies, including cryptocurrencies
  • Low fees
  • Specialized features for advertising expenses
  • Ability to bulk issue cards

Cons:

  • Focus on business clients and advertising, which may not be convenient for personal use
  • Less well-known compared to some other services

Why we recommend:

Funccards is ideal for those involved in advertising, thanks to its features such as seamless integration with advertising accounts, support for multiple currencies, and low fees. It is a reliable choice for professionals working with international payments.

2. iCard

iCard is a digital wallet that offers virtual Visa and Mastercard cards for secure online shopping. Users can create up to 20 virtual cards, allowing for flexible spending management and an extra layer of security. The service is aimed at the European market, but is also available to international users, with an emphasis on convenience and accessibility. Contact information:

Support is available 24/7 via the app. User reviews note quick responses to queries, even at unusual times, such as verification at 1:00 a.m.

Advertising features:

While iCard does not specialize in advertising, its virtual cards can be used to pay for advertising services due to their security and the ability to set limits. Users can create separate cards for different purposes, which is convenient for managing advertising budgets. Multi-currency support is also useful for international payments.

Pricing:

  • First card is free
  • Additional cards may have fees (not listed)
  • No monthly or hidden fees
  • Available via apps: Apple App Store, Google Play Store, Huawei AppGallery

Pros:

  • Free virtual cards
  • Multiple currencies supported
  • High security
  • Ability to create up to 20 virtual cards

Cons:

  • Not specifically targeted at advertising payments
  • May be less suitable for larger businesses

Why we recommend:

iCard is a great choice for those looking for a reliable virtual card for general online transactions, including advertising. Its ease of use and lack of monthly fees make it appealing to a wide audience.

3. US Unlocked

US Unlocked offers virtual Visa cards with a US billing address, which is ideal for accessing services that are geographically restricted to the US, such as Netflix, Hulu, and others. The service is especially useful for users who want to use US online services or buy products from US sites, including advertising platforms.

Contact Information:

Contact information is provided on the website – https://www.usunlocked.com/contact/.

Advertising Features:

Can be useful for advertising campaigns that require US billing, although this is not the main purpose. For example, some advertising platforms may require a US address for registration, which makes US Unlocked convenient for such cases.

Pricing:

  • No pricing details provided
  • Referral bonuses available ($5 for each friend who deposits)
  • Affiliate program with potential to earn up to several thousand dollars per month

Pros:

  • Provides US billing addresses
  • Useful for accessing geo-restricted services
  • Ability to earn through referral and affiliate programs

Cons:

  • Can be more expensive than other services (pricing details not provided)
  • Focused on personal use rather than business

Why we recommend:

US Unlocked is a great choice for users who need US billing for online transactions, including some advertising services. Its unique feature of being able to use virtual cards with a US address makes it indispensable for certain scenarios.

4. Payhawk

Payhawk is an expense management platform for businesses that includes virtual Visa cards. It automates payment, budgeting and expense management processes, making it an ideal tool for companies that handle large volumes of transactions. The service is aimed at corporate clients, offering comprehensive financial management solutions.

Contact information:

support@payhawk.com

Features for advertising:

Payhawk is suitable for managing advertising expenses thanks to the functions of setting limits, budgets and payment automation. Users can create virtual cards for various purposes, including payment for advertising campaigns, with the ability to synchronize with HR systems and track CO2 emissions for sustainable development.

Pricing:

  • $0 to implement
  • Get started in 5 minutes

Pros:

  • Comprehensive expense management
  • Process automation
  • Suitable for businesses with high transaction volumes

Cons:

May be too complex for individual use

Pricing details not provided

Why we recommend:

Payhawk is a great choice for businesses that need to manage advertising expenses along with other expense categories. Its automation and flexibility make it indispensable for companies working with international payments.

5. Revolut

Revolut is a popular mobile banking service that offers virtual cards (Visa or Mastercard depending on the region) for online and contact payments. The service is known for its user-friendly mobile app and a wide range of financial instruments, including investments and savings.

Contact information:

Feedback is available via in-app chat, available on the official website.

Advertising features:

Can be used for online payments, setting budgets, and managing expenses. Suitable for advertising spending thanks to its multi-currency support and low fees. Users can create virtual cards for a variety of purposes, including paying for advertising campaigns.

Pricing:

  • Included in plan
  • May incur fees for certain transactions (such as currency exchange)
  • See help page for details

Pros:

  • Widely used
  • Multi-currency support
  • Suitable for both personal and business use

Cons:

  • May incur fees for some transactions
  • Not a specialist in advertising

Why we recommend:

Revolut is a versatile service with a user-friendly app and a wide range of features. Its virtual cards are ideal for those looking for a reliable solution for online payments, including advertising.

6. Wise

Wise (formerly TransferWise) offers virtual Visa cards as part of its multi-currency card. The service is known for its low fees for international transactions and its convenience for travellers and businesses, providing access to over 40 currencies.

Contact Information:

24/7 customer support via email, phone and chat, accessible through the official website.

Advertising Features:

Can be used for online payments in multiple currencies, which is useful for international advertising. Low currency conversion fees make it attractive to advertisers running global campaigns.

Pricing:

  • Included in the invoice
  • Fees for deposits and transactions, but generally low, such as $1.70 for bank account connection (ACH), $3.78 for Wise, $5.48 total fee (0.55%)
  • Details on the agreement page

Pros:

  • Low international transaction fees
  • Supports multiple currencies
  • Convenient for international payments

Cons:

  • May be less functional for business use

Why we recommend:

Wise is a great choice for those working with international payments. Its virtual cards and low fees make it ideal for advertising campaigns with an international reach.

7. Privacy.com

Privacy.com provides virtual card numbers for existing credit or debit cards. Users can create unique cards for different merchants or purposes, increasing the security of online transactions. The service is available to US residents.

Contact:

support@privacy.com

Advertising Features:

Can be used to create cards specifically for advertising payments, with limits and controls. This is useful for managing advertising budgets and ensuring security, especially for one-time payments.

Pricing:

  • Basic: Free
  • Plus: $5/mo
  • Pro: $10/mo (with cashback up to $4,500/mo)
  • Premium: $25/mo (no foreign transaction fees)
  • See pricing page for details

Pros:

  • Increases security for online transactions
  • Allows you to control your spending
  • Different plans for different needs

Cons:

  • Doesn’t issue its own cards
  • Depends on user cards

Why we recommend:

Privacy.com is a great choice for those who want to protect their financial data as much as possible when making online payments, including advertising. Its flexibility and control over transactions make it a useful tool.

8. Gpaynow

Gpaynow offers virtual credit cards, including Visa, with instant issuance. Ideal for online shopping, the service only accepts cryptocurrency for payment.

Contact information: https://gpaynow.com/contact

Features for advertising:

Can be used for advertising payments, especially for those who prefer cryptocurrency. Suitable for local advertising campaigns.

Pricing:

  • Upon request, the service accepts only cryptocurrency, such as Bitcoin, Ethereum, USDT.

Advantages:

  • Instant issuance
  • Suitable for the international market
  • Accepts cryptocurrency

Cons:

  • Limited international reach
  • Pricing details not provided

Why we recommend:

For users focused on the international market, Gpaynow offers a convenient solution for virtual Visa cards.

9. YooMoney

YooMoney offers virtual cards for online shopping with cashback features. The service is very popular, providing convenience for local transactions.

Contact information: https://yoomoney.ru/contacts

Features for advertising:

  • Can be used for online payments with cashback, which is useful for advertising costs, especially for local campaigns.

Pricing:

  • Upon request on the website

Pros:

  • Cashback (1% on purchases, 5% in monthly categories)
  • Convenient for online transactions

Cons:

  • Limited functionality for business
  • Not focused on international payments

Why we recommend:

For its convenience and cashback features for online purchases, YooMoney is a good choice for local users.

Conclusion

Virtual Visa cards offer many advantages for secure and convenient online payments, especially in the context of advertising expenses. Each of the presented services has its own unique features, allowing you to choose the most suitable solution depending on your specific needs. From instant issuance and support for multiple currencies to specialized features for managing advertising budgets, these services provide reliability and flexibility in financial management.