Top 10 Payment Card Services for Google Ads & Facebook Ads

Affiliate marketing in the context of Google Ads and Facebook Ads involves purchasing traffic through these platforms at a low cost and redirecting it to websites or landing pages where revenue from advertising or other monetization methods exceeds the cost of purchase. Payment cards, especially virtual ones, are essential for funding advertising campaigns, managing multiple accounts, and controlling expenses. Research shows that choosing the right service can significantly increase the profitability of such campaigns.

Top 10 Payment Card Services for affiliate marketing in Google Ads & Facebook Ads

We have selected the top 10 services based on their functionality for affiliate marketing, reputation, user reviews, and comparative characteristics such as fees, minimum deposits, and BIN (bank identification number) support.

Funccards

Funccards offers virtual debit cards specifically designed for Facebook and Google advertising, as well as for affiliate marketing and affiliate marketing. Multiple currencies are supported, including USD, USDC, and EUR, with zero conversion fees for Facebook Ads.

Contact Information:

Available at: https://funccards.com/ru/.

Advertising Features:

• Instant Card Issuance
• Generate Cards in Bulk
• Unlimited Financial Flexibility with a Single Balance
• Easy Integration with Advertising Accounts with Reliable BINs
• Detailed Transaction History
• Flexible Top-up Options (Bank Transfers, Cryptocurrency)
• Convenient Overview of Card Expenses
• Transparent Transaction Status in Real Time
• High Card Linking Rate
• Reliable Support

Prices:

• Top-up Fee: from 1.5%
• Card Issuance Fee: 1 $/€
• Monthly Fee: 1 $/€
• Rejection Fee: FREE
• Return Fee: FREE

Pros:

• Specially Designed for Advertising Purposes
• Multiple Currencies Support with Zero Conversion Fees for FB Ads
• Instant and Bulk Card Issuance
• Detailed Transaction History and Flexible Options replenishment

Cons:

It is necessary to check specific restrictions or regions where the service is not available

Why we recommend:

Funccards is our top choice due to its specialized traffic arbitrage services, reliable virtual cards and competitive prices, ideal for Google Ads and Facebook Ads.

Anybill.io

Anybill.io provides debit and credit cards with trusted Tier 1 BINs suitable for various online payments, including Facebook, Instagram, TikTok and Google Ads. Instant card issuance and management are offered.

Contact information:

Available at: https://abcard.io/en/contact/.

Advertising features:

• Trusted Tier 1 BIN for secure payments
• No hidden fees, flat fee for replenishment
• Single balance for several cards
• High level of binding to advertising platforms
• Support via Telegram

Prices:

• Card issue fee: Free
• Replenishment fee: 3-4.5%
• Fees for cancelled transactions: up to 3% – €0, 3-5% – €0.2, 5-7% – €0.3, 7-10% – €0.4, 10-15% – €0.5, over 15% – €0.6
• Minimum deposit: $150
• Payment systems: SEPA/SWIFT, USDT

Pros:

• Free card issuance
• Trusted Tier 1 BIN
• Management of a single balance
• High binding level
• Support via Telegram

Cons:

• High fees for replenishment (3-4.5%)
• Minimum deposit of $150 can be a barrier

Why we recommend:

Anybill.io is a reliable choice for traffic arbitrage thanks to trusted BINs, high binding level and comprehensive support that simplifies the management of multiple advertising accounts.

4×4.io

4×4.io is a platform for managing advertising budgets through several networks with virtual cards. Offers fast replenishment of popular advertising networks and various deposit methods.

Contact information:

Available in the Telegram bot: https://t.me/io4x4.

Advertising features:

• Manage your advertising budget from one place
• Quick replenishment of popular advertising networks
• Automation of up to 80% of routine operations
• Detailed replenishment reports for all accounts
• Support for several payment methods with different fees

Prices:

• Card issue fee: $2
• Fees: from 2% to 5%
• Minimum deposit: $500
• Payment systems: USDT, Paypal, Paxum

Pros:

• Integrated platform for managing multiple advertising networks
• Automation features to save time
• Various deposit methods with competitive fees

Cons:

• High minimum deposit compared to other services
• Fees can reach 5%

Why we recommend:

4×4.io is recommended for its comprehensive ad management platform combined with virtual cards, offering automation and convenience for managing multiple accounts.

Pay2.House

Pay2.House provides virtual cards for ad networks and media buying, as well as a multi-currency account and various financial services. The cards provide anonymity and security.

Contact information:

Available on the website: https://pay2.house/contacts.

Advertising features:

• Virtual cards for advertising networks
• Anonymity and security
• Contact payments via Apple Pay and Google Pay
• Multi-currency account for managing funds
• Instant currency exchange
• Bulk payments for efficient transaction management

Prices:

• Card issue fee: $5 per card
• Commission: 0% for account replenishment, 3% for card replenishment
• Service fee: $5 from the 2nd month
• Minimum deposit: $5 for accounts, $50 for cards
• Payment systems: USDT (TRC20), Capitalist

Pros:

• Comprehensive financial services that go beyond virtual cards
• Anonymity and security features
• Contact payments available

Cons:

• Card issue fee of $5 may be higher than competitors
• Service fee starts from the second month

Why we recommend:

Pay2.House is recommended for its universal financial solution that provides not only virtual cards, but also a wide range of a range of services useful for managing finances in traffic arbitrage.

Spendge

Spendge offers virtual cards with BINs from the US and UK, suitable for advertising on various platforms.

Contact information:

Available in Telegram: https://t.me/spendge_support.

Advertising Features:

• BINs from trusted countries (USA and UK)
• 3D Secure support included

Prices:

• Card issuance fee: €5
• Commission: €5/month per card + percentage (exact percentage not specified)
• Minimum deposit: $300
• Payment systems: Cryptocurrency, WIRE

Pros:

• Trusted BINs from the US and UK
• Security thanks to 3D Secure

Cons:

• High card issuance fee and monthly fee
• Minimum deposit $300

Why we recommend it:

Spendge is recommended for its trusted BINs and security features, making it a solid choice for advertising on platforms that require high security.

Capitalist

Capitalist offers virtual cards with UK BIN, suitable for various online payments, including advertising.

Contact information:

Available at: https://capitalist.net/contacts.

Advertising Features:

• UK BIN
• Multiple payment systems supported

Pricing:

• Card issuance fee: $2.95/€2.65
• Commission: $2.7/€2.4 per card/month, transaction: $0.5/€0.5, conversion: 3.5%
• Minimum deposit: Not specified
• Payment systems: SWIFT, SEPA, Bitcoin, USDT, Ethereum, Capitalist, Russian bank cards
• 3D Secure: No

Pros:

• Wide range of payment methods, including cryptocurrency and traditional
• Competitive card issuance fee

Cons:

• Lack of 3D Secure can be a security issue
• Montly and transaction fees can add up

FlexCard

FlexCard provides virtual cards with BIN from Estonia, offering competitive fees and security features.

Contact information:

• Available on Telegram: https://t.me/flexcard_support1.

Advertising Features:

• BIN from Estonia (located in the EU, trusted)
• 3D Secure support included
• Low fees

Prices:

• Card issuance fee: €2 – €4
• Fees: 1% per transaction + authorization (€0.15 in the EU, €0.22 outside the EU)
• Top-up fee: 3.5% – 4%
• Minimum deposit: $50
• Payment system: USDT

Pros:

• Competitive prices with low fees
• Trusted EU BIN with 3D Secure

Cons:

Top-up fees are relatively high (3.5% – 4%)

Why we recommend it:

FlexCard is recommended for its cost and reliability, making it a great choice for managing advertising costs with minimal fees.

Finup

Finup offers virtual cards with BINs from the US and Hong Kong, supporting several cryptocurrencies for deposits.

Contact information:

Available on the website: https://www.finup.io/en/contact.

Advertising features:

• BIN from the US and Hong Kong (trusted regions)
• Support for several cryptocurrencies
• 3D Secure support enabled

Prices:

• Card issuance fee: $2 – $3
• Commission: From 2% to 3%
• Minimum deposit: Not specified
• Payment systems: USDT, TRX, BTC, ETH, MATIC, SOL, USDC, BTC

Pros:

• Flexible payment options through various cryptocurrencies
• Trusted BIN with 3D Secure

Cons:

Commissions from 2% to 3% may be higher than some competitors

Why we recommend:

Finup is recommended for its flexibility in payment methods and trusted BINs, suitable for users who prefer cryptocurrency transactions.

eCards

eCards provides free virtual cards with BINs from the UK for advertising with a minimum deposit of $1000.

Contact information:

Available on Telegram: https://t.me/ecards_support.

Advertising Features:

• Free Card Issuance
• Trusted BINs from the UK with 3D Secure

Prices:

• Card Issuance Fee: Free
• Fees: Fees for Cancelled Transactions based on percentage
• Minimum Deposit: $1000
• Payment Systems: USDT, WIRE

Pros:

• Free Card Issuance
• Trusted BINs with Security Features

Cons:

• High Minimum Deposit of $1000
• Fees for Cancelled Transactions Can Add Up

Why We Recommend:

eCards is recommended for users who can make a high minimum deposit and value free card issuance with trusted BINs.

Multicards

Multicards offers virtual cards from the US, Turkey, and Estonia with varying fees depending on the BIN.

Contact Information:

Available at: https://multicards.io/.

Advertising features:

• Several BIN options from different countries
• Competitive fees for Turkish BINs
• Supports payments via USDT, WIRE, Capitalist

Prices:

• Card issuance fee: €2
• Fees: TR BIN: 1.4% per transaction (from €36), €0.5 if < €36; USA/EE BIN: 2%
• Minimum deposit: €200
• Payment systems: USDT, WIRE, Capitalist
• 3D Secure: Yes/No (depends on BIN)

Pros:

• Flexibility in choosing BINs from different countries
• Competitive fees for Turkish BINs

Cons:

• Fees vary depending on BIN; USA/EE BINs have higher rates
• Minimum deposit €200

Why we recommend:

Multicards is recommended for its flexibility in choosing BINs and competitive fees for Turkish BINs, making it a versatile option for traffic arbitrage.

Comparison table

For ease of comparison, below is a table with key parameters of each service:

Service	Card issue fee	Replenishment fee	Minimum deposit	3D Secure support	Trusted BIN
Funccards	1 $/€	From 1,5%	Not given	Yes	Yes
Anybill.io	Free	3-4,5%	$150	Yes	Yes (Tier 1)
4×4.io	$2	2-5%	$500	Yes	Yes
Pay2.House	$5	0%/3%	$5/$50	Yes	Yes
Spendge	€5	€5/month + %	$300	Yes	Yes (USA, GB)
Capitalist	$2,95/€2,65	3,5%  + transactions	Not given	No	Yes (GB)
FlexCard	€2-€4	1% + 3,5%-4%	$50	Yes	Yes (EE)
Finup	$2-$3	2-3%	Not given	Yes	Yes (USA)
eCards	Free	For cancelled transactions.	$1000	Yes	Yes (GB)
Multicards	€2	1,4%-2%	€200	Yes/No	Yes (USA, TR, EE)

Conclusion

Each of the payment card services featured has unique features and pricing structures, making them suitable for different traffic arbitrage needs. Funccards stands out as our top pick due to its focus on advertising and competitive pricing. However, it is important to evaluate each service based on your specific requirements, such as the type of advertising platform, budget constraints, and desired features. Choosing the right payment card service will help optimize your advertising spend and increase the profitability of your traffic arbitrage campaigns.