The best virtual cards without KYC

A virtual bank card is the main and convenient tool for subscribing to popular online services. Especially in demand today are solutions without KYC – that is, without the need to undergo identity verification, upload a passport or take a selfie.

What are virtual cards without KYC

A virtual card without KYC is a digital payment card that can be obtained without any documents. Usually, such cards are issued by non-banking companies or crypto services. You can get a card in just a couple of minutes, without checks and queues. Most of them are replenished using cryptocurrency.

These cards are great for:

• subscriptions to digital platforms;
• traffic arbitrage;
• microtransactions and one-time purchases.

They can be activated and used from any country – all you need is the Internet and cryptocurrency. This is especially convenient for those who do not want or cannot undergo KYC, and also value their anonymity.

Where such cards are used

Cards without verification are used for a variety of purposes. They are often used by marketers and arbitrageurs to launch advertising when you need to quickly create a working card for a new account. They are also popular among users who want to pay for services, but do not want to reveal their real bank details.

In addition, they are suitable for registering on foreign sites, paying for domains, hosting, VPN, gaming platforms and any services where there is no strict verification of payment data.

Risks of anonymous virtual cards

At first glance, everything is cool: the card is virtual, replenished in crypto, a passport is not needed, you can quickly buy and use it. Sometimes they even give a plastic card without documents. But there are nuances.

Such cards are most often issued to the service itself, and not to you. Therefore, at any time the card can be blocked, money can be written off or simply disconnected – and you will not be able to prove anything.

If something goes wrong, there may be no support, and it will be pointless to argue – formally the card is not yours.

And if you decide to go through verification, there is also a risk. If the service is hacked, your documents can end up on the Internet. You can use it, but carefully at your own risk.

TOP 15 services for opening virtual cards without KYC

1. FuncCards

A convenient fintech service for working with traffic arbitrage and high-risk niches. The optimal choice for arbitrageurs, marketing agencies, IT companies and any other online businesses that value stability, flexibility and the absence of unnecessary bureaucracy.

Virtual cards are issued instantly, and you can create an unlimited number of them – for each team or project. You can manage cards through your personal web account or using a Telegram bot with an intuitive interface. Replenishment is possible both in fiat (via SWIFT) and in cryptocurrencies.

• Country of registration: Cyprus
• Available currencies: USD, EUR
• Card issue: free
• Monthly fee: none
• Replenishment fee: from 2,5% 

Advantages:

• Cards are issued instantly, with no restrictions on quantity.
• Depending on the replenishment volume – no KYC or minimal verification.
• Works with Facebook Ads, TikTok, Google, betting, gambling, etc.
• Replenishment with crypto or fiat.
• Convenient Telegram bot and web interface.
• No hidden fees or write-offs.

What you should pay attention to:

• No mobile application, everything works through the browser or Telegram.
• Only virtual cards, physical ones are not provided.

2. FlexCard

A convenient foreign service with which you can quickly issue a virtual Visa card for online purchases and advertising payments. Perfect for arbitrageurs, marketers and IT specialists who need a working card without lengthy checks and document uploads.

With the first replenishment using the promo code 5KART – a gift of 5 cards.

Registration without a passport – only an e-mail is needed

• Countries: USA, EU countries
• Issue cost: from $2 to $4 per card
• No subscription fee
• The commission is already included in the price of the card

What is convenient:

• No passport or verification is needed.
• As many cards as you want – issued instantly.
• Suitable for paying for advertising and purchases in dollars and euros.
• No hidden fees or monthly charges.
• There is an affiliate program with cashback from the commission.

What is worth considering:

• It is replenished mainly with crypto or via SWIFT.
• There is no mobile application yet.

3. WantToPay

A foreign service where you can get a virtual prepaid card without a passport and verification. When issued, the card already has a balance – from $10 to $5000, depending on the selected tariff. It is convenient to pay for foreign sites and services with such a card.

The card is valid for 60 days, after which the remainder is automatically transferred to a new card. Support works via a chat bot in Telegram. Important: payment is only available when connected to a VPN with an American IP.

• Country: USA
• Issue: free
• Subscription fee: none
• Documents: not required
• Commission: from 15% to 40%

 

What is convenient:

• As many cards as you want – no limits
• Fast support via Telegram
• There is 3D Secure
• Simple payment method

What is worth considering:

• Commission in high
• The card is valid for only 60 days

4. Wallester

A payment service for businesses that helps issue virtual cards and simplifies accounting. Thanks to its partnership with Visa, the service offers many useful features for electronic payments.

This is a good choice for arbitrageurs, media buyers and entrepreneurs who work with foreign suppliers. The virtual card is created instantly and is immediately ready for use. The account in the service is opened only in euros.

There is a free tariff with basic functionality and no subscription fee. To get full access to all the features, you need to pay from 199 euros per month. To issue cards, it is enough to register a business account and go through standard verification.

• Country: EU
• Card issue: free
• Subscription fee: from 0 to 199 euros per month
• Documents: company incorporation documents
• Issue fee: none

Advantages:

• You can pay for foreign services
• Up to 300 cards are issued for free
• Convenient to pay for advertising campaigns

Disadvantages:

• Identity verification required
• Suitable only for legal entities

5. MyBroCard

An American service that has been issuing virtual debit and credit cards since 2020. Suitable for both businesses and private users. Cards can be used to pay for advertising on Facebook, Google, TikTok and other platforms. The card can be linked to an advertising account or website. Up to 50 free cards are available in your personal account, after which a commission is charged. Registration is simple, no documents are required.

• Country: USA
• Issue cost: $2
• Monthly fee: from 2% upon replenishment
• Documents: not required
• Issue fee: none

What is convenient:

• The card is issued immediately
• No documents required – complete anonymity
• Up to 50 cards can be created for free
• All payments are instantly visible in the account

What is worth considering:

• Minimum for replenishment – $500
• Withdrawal of funds may take up to 2 weeks

6. PayWithMoon

An American platform that has been operating since 2018. With its help, you can anonymously pay for purchases on the Internet, convert cryptocurrency into dollars and use it through a virtual card. The main feature of this system is the limited validity period of the card (only 60 days). Then the user will have to order a reissue. 

• Country: USA
• Issue: free
• Subscription fee: none
• Documents: not required (can be anonymous)
• Commission: none

What is convenient:

• Unlimited number of cards
• No KYC and passports
• Maximum privacy

What to consider:

• The card is valid only for 60 days
• You can only top up once

7. Pyypl

A fintech service from the UAE that issues virtual cards that support international payments. The issuer is the Finnish bank PCKT. The cards work on European websites, and you can top up your account using cryptocurrency, for example, through Binance.

Registration requires a passport. After activation, you can pay for purchases and online services with the card. The service is paid – even if the account is inactive, a commission of $ 2 per month will be debited. For each payment – 2% commission from the amount. 

• Country: UAE
• Issue: free
• Subscription fee: from $2 or 2% per month
• Documents: international passport
• Payment fee: 2%

What is convenient:

• Unlimited number of cards
• Unlimited reissue
• Support for different currencies

What to consider:

• Mandatory verification
• There are fees when using

8. BitFree

A service with which you can quickly issue a virtual Visa or MasterCard card without verification. Everything is done through a mobile application for Android or iOS.

Registration is simple: follow the link, install the application, order the card, pay the fee, activate – and you can use it. To work, you need a phone number (international ones are also accepted, including +7). SMS with confirmation codes are sent to it.

You can pay for the card in bitcoins or USDT, replenishment – through crypto exchanges.

• Country: USA / EU
• Issue price: from $30
• Monthly fee: no
• Documents: not required

What is convenient:

• Complete anonymity
• Simple registration and management via the application
• No fees for transfers and replenishment

What is worth considering:

• Paid registration
• Not suitable for all sites and services

9. Ezzocard

This is a service where you can buy a virtual card without registration and verification. Everything is simple: go to the site, choose a suitable card and pay – you immediately receive data for use.

On the main page – a convenient table with tariffs. Currently, 5 types of cards are available, which differ in color, denomination, validity period and monthly fee. You can check the balance directly on the site.

You cannot replenish the card or withdraw money from it – you can only use it for payment.

• Country: EU / USA
• Issue: free
• Subscription fee: from $0 to $3 per month
• Documents: not required
• Commission: up to 3% of the amount

What is convenient:

• No registration or passports
• Instant purchase of a card
• There is support if you have questions

What is worth considering:

• You cannot top up the balance – you can only use what is on the card

10. E-PrePaid

A service where you can buy a prepaid virtual MasterCard in euros without verification. Everything is anonymous: no passports, selfies or registrations.

You can order a card via Telegram bot. Simply select the denomination (from 20 to 150 euros), pay via a crypto wallet, and immediately receive an active card. All notifications and support are also in Telegram.

The cards work all over the world and are suitable for online purchases and services, including European and international sites.

• Country: USA / EU
• Issue: free
• Monthly fee: no
• Documents: not required
• Commission: from 20%

What is convenient:

• Anonymous registration
• The card is active immediately after payment
• Can be used all over the world

What to consider:

• The card cannot be replenished – only the pre-selected denomination can be used
• Validity period – 60 days

11. PST

An international service that issues virtual and plastic Visa cards in dollars (USD) and euros (EUR). The cards are suitable for online payments and working with advertising platforms such as Google Ads and TikTok Ads. The issue is instant, and the first 100 cards are free. It is possible to link cards to Apple Pay and Google Pay, as well as use 3D Secure protection.

• Country: Canada
• Issue cost: free (in the Private tariff, check current prices)
• Subscription fee: depends on the tariff
• Documents: required (identity verification required)

What is convenient:

• Instant issue of cards
• Support for up to 100 free cards
• Cashback 3% when paying for advertising
• There is a personal manager (in the Private tariff)

What should be taken into account:

• Mandatory identity verification
• The service is available only to legal entities

12. ePayService

A service for issuing virtual debit Mastercard cards in dollars (USD) and euros (EUR). The cards are suitable for confirming accounts in advertising networks, regular payments and online subscriptions. The issue is instant, two types of cards are available – Single with a validity of 2 months and Multi for 6 months.

• Country: USA
• Issue cost: from 1 to 20 EUR for Single, free for Multi
• Subscription fee: no
• Documents: not required

What is convenient:

• Instant card issue
• Free maintenance of active cards
• Free withdrawal of funds back to the account
• Suitable for confirming advertising accounts

What to consider:

• Cards are valid for a limited period (2 or 6 months)
• Commission 3 EUR for a non-standard card denomination

13. Cashinout.io

Service for issuing virtual Visa and Mastercard cards in dollars (USD), euros (EUR) and pounds (GBP). There is a multi-currency account, cards are issued instantly without mandatory verification. The service also supports the exchange of cryptocurrencies for fiat and free transfers between users.

• Country: Estonia
• Issue cost: free
• Subscription fee: none
• Documents: verification is not required

What is convenient:

• Instant card issue
• Cryptocurrency exchange and free transfers between users

What to consider:

• Commission 6% when replenishing
• Withdrawal of funds with a commission of 0.75 EUR + 3.5%
• Withdrawal limit – up to 2000 USD per transaction

14. YesCard

A service for issuing virtual Visa cards in dollars and euros, ideal for media buyers and affiliates. Cards are issued instantly, support replenishment via USDT (ERC20 and TRC20) and have a common balance. The platform offers detailed financial reports and allows several users to work in one account with flexible limits.

• Country: Ireland
• Issue cost: 2.5 USD per additional card
• Subscription fee: none
• Documents: not required

What is convenient:

• Instant card issue
• Support for replenishment with USDT cryptocurrency
• Detailed financial reports
• Work of several users with different limits in one account

What is worth considering:

• Commission 2.9% + 15 USD when replenishing
• Limits are set by the user

15. NOWALL

Service for issuing virtual Visa and Mastercard cards in dollars and euros. Cards are valid for 24 hours and are issued in about 15 minutes. Suitable for paying for foreign services, such as servers, domains, air tickets and hotels. Replenishment is possible with cryptocurrency or through a bank account.

• Country: Spain
• Issue cost: 10 EUR/USD
• Subscription fee: none
• Documents: not required

 

What is convenient:

• Quick registration – only 15 minutes
• Fixed and individual card denominations

What to consider:

• The card is valid only for 24 hours
• Commission 15% for replenishment
• No mobile application

Conclusion

Virtual cards without KYC are a modern solution for those who want to quickly, conveniently and anonymously pay for online services, test advertising accounts or manage subscriptions. Without uploading documents, verifications and bank queues – registration takes only a couple of minutes, and replenishment is most often done through cryptocurrency.

But it is worth understanding that such cards are not only convenient, but also carry certain risks. The lack of legal guarantees, anonymous issue and limited support options – all this requires a conscious approach and attentiveness. If used wisely and as intended, virtual cards without KYC can become a reliable and flexible tool for digital tasks: from arbitrage to secure international purchases.