Blog Cards

The best alternatives to AdvCash for creating virtual cards for arbitrage: with conditions and prices

August 11, 2025

If you are engaged in traffic arbitrage, you know: reliable payment instruments are the basis for effective work. AdvCash has long been present on the market and is often used by arbitrageurs. However, the service has limitations, especially when scaling, and therefore it is important to have alternatives at your disposal.
In this article, we will consider the best AdvCash replacements for issuing virtual cards: with conditions, tariffs and capabilities.

Why look for an alternative to AdvCash

AdvCash is convenient, but it is not always suitable for all tasks:

  • Not all advertising platforms and BINs are supported
  • Limited command functions.
  • Possible difficulties with mass card issuance.
  • Not always convenient replenishment via cryptocurrency.

Therefore, experienced media buyers combine several services in order not to depend on one source.

FuncCards – a thoughtful solution for arbitrageurs

FuncCards was created for media buying and affiliate marketing. This is not just a card issue, but a platform for full-fledged management of advertising costs.
Features:

  • Instant issue of Visa and Mastercard cards.
  • Unified balance for all cards.
  • Bulk generation and deletion of cards.
  • Teamwork with delineation of roles.
  • Budget and limit management.

Prices:

  • Card issue — $1.
  • Service — $1/month.
  • Replenishment — from 2%.
  • Minimum deposit — from $50.

Great for individual specialists and teams working with several advertising channels.

Multicards — scalability and control

Multicards is aimed at large teams for whom it is important to issue dozens and hundreds of cards daily.
What the service offers:

  • More than 30 BINs.
  • Bulk card issue.
  • Replenishment with crypto and bank transfer.
  • Advanced analytics for all expenses.

Financial conditions:

  • Card issue — $0–$2.
  • Service — free.
  • Replenishment with crypto — from 0%, by bank — from 1%.
  • Minimum deposit — from $100.
  • Multicards is ideal for agencies managing multiple projects and geos.

Payniq — balance of simplicity and flexibility

Payniq is convenient because it allows you to use one balance for all cards and quickly top up your account in various ways.
Features:

  • Single balance for all cards.
  • Support for SEPA, SWIFT, USDT, USDC.
  • High top-up speed.
  • Possibility of integration with CRM and BI systems.

Terms:

  • Card issue — free.
  • Maintenance — no fixed fee.
  • Top-up — from 0%.
  • Minimum deposit — from $50.
  • Payniq is good for arbitrageurs who combine crypto and bank transfers.

Aifory Pro — cryptocurrency speed

Aifory Pro is a fast and clear service for those who want to instantly issue a card and immediately launch a campaign.
Features:

  • Card issue in 2 minutes.
  • Link to Apple Pay / Google Pay.
  • Combination of crypto and fiat.
  • Multi-currency transactions without unnecessary fees.

Prices:

  • Card issue — $3–5.
  • Service — free.
  • Crypto replenishment — from 0%.
  • Minimum deposit — from $20.
  • An excellent choice for quick launches and cryptocurrency transactions.

Capitalist — reliable, time-tested

Capitalist is a payment system with wide functionality and a reputation in the arbitration community.
What Capitalist gives:

  • Multi-currency wallet.
  • Free transfers between users.
  • Virtual cards for advertising and purchases.
  • Apple Pay support.

Terms:

  • Card issue — $1–3.
  • Service — up to $1/month.
  • Replenishment — from 0% (within the system) or from 1% (through a bank).
  • Minimum deposit — from $10.

Suitable for those who have been in arbitration for a long time and value stable tools.

Why you shouldn’t limit yourself to one service

Even if you’re used to AdvCash, always keep an alternative at hand. This will help you:

  • Quickly switch in case of failures or blocking.
  • Use different BINs for different tasks.
  • Optimize commissions.
  • Distribute teams across different platforms.

Conclusion

AdvCash remains a convenient service, but for arbitrage it’s always better to have flexibility. FuncCards, Multicards, Payniq, Aifory Pro and Capitalist offer various models – from instant card issuance to deep analytics and team support.
Choose a tool for your strategy: mass traffic, crypto, bank transfer, single launch or teamwork. Successful arbitrage is not only about traffic, but also about competent management of payment channels.
Test, combine, make a backup – and always be one step ahead.

Get cards