Как это работает
Experience a streamlined financial workflow designed for speed and scalability. From instant onboarding to API-driven automation, see how easily you can deploy virtual cards and global payouts.
How It Works: From Setup to Seamless Transactions
At FuncCards we make complex workflows simple and reliable. Our platform was built to support the entire financial lifecycle — from onboarding and API integration to card issuance, payouts, reconciliation, and advanced reporting. Each step has been designed to help businesses scale securely while keeping compliance under control.
Onboarding & Account Configuration
Getting started takes just a few steps. Create an account, complete verification, and configure your workspace with preferred currencies, permissions, and branding. Connect your funding source in crypto or fiat to enable instant top-ups, payouts, and settlements.
FuncCards demystifies complex fintech infrastructure by providing a unified platform where issuance, payments, and reconciliation happen in minutes, not months. We combine developer-friendly APIs with intuitive dashboards to make global finance accessible and controllable.
Complex Integration
Traditional banking integrations are often plagued by outdated documentation, rigid legacy systems, and months-long approval processes that stall your product launch and consume development resources.
Developer-First API
Launch faster with our modern, robust APIs and SDKs designed for seamless connectivity. Embed card issuance and payout features directly into your existing workflow with minimal coding and instant testing environments.
Rogue Spending
Issuing corporate funds to employees or contractors often leads to unauthorized purchases or budget leaks because standard cards lack granular control over where and when they can be used.
Granular Rule Engine
Configure precise spending rules, including MCC filtering, merchant locks, and daily limits, to ensure every transaction authorized is strictly compliant with your company policy before it even processes.
Reconciliation Nightmares
Closing the books at month-end is typically a chaotic process involving chasing receipts, manually matching transactions in spreadsheets, and dealing with fragmented data across different tools.
Automated Reporting
Eliminate manual data entry with real-time transaction logging and automated reconciliation tools. Export reports instantly to your ERP or accounting software to keep your financial records accurate and audit-ready.
Integration & API Setup
Our system provides developers with robust APIs, SDKs, and webhook support to connect their backend with FuncCards. With API integration, you can embed card programs, expense tools, or payment features directly into your application. The rule engine allows you to configure spending limits, payout thresholds, and approval policies, giving you control over how transactions are authorized.
Here are some of the ways teams typically use integration features:
- Configure real-time webhooks for notifications such as card issued or payout completed.
- Sync rules across systems for consistent spend and payout control.
- Connect reporting and analytics directly to ERP or accounting platforms.
Card Issuance & Payout Capabilities
Once integrated, you can issue virtual cards instantly, assigning them to users, teams, or contractors. Each card can have its own rules, such as MCC filtering, daily limits, or regional controls. At the same time, you can enable payout solutions for vendors, gig workers, or marketplace sellers. This includes instant transfers, batch disbursements, and scheduled payouts routed to linked cards or partner accounts.
Example workflow:
- A virtual card is issued to an employee or contractor with spending limits.
- A payout schedule is defined for partners or sellers.
- Transactions are authorized in real time according to company policies.
- Data is logged for reconciliation and reporting.
Transactions, Reconciliation & Reporting
Every purchase or transfer goes through a real-time authorization check to ensure all rules are followed. Card data is tokenized for security, while receipts and metadata are automatically logged. All data is collected in unified records, enabling automated reconciliation and reporting.
Businesses can access dashboards that show spending patterns, cost optimization insights, and forecast trends. Settlement flows are optimized, and exports are available in XLS, CSV, or via API connections to ERP systems.
Scaling & Extensions
FuncCards scales with your business needs. Add modules for expense management, media buying, or subscription billing, expand to new currencies, or launch a white-label card program under your brand. Security and compliance are built in from day one, so you can grow confidently with a reliable financial infrastructure behind you.
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