White Label Cards
Deploy fully branded virtual and physical card programs in weeks, not months. Own the entire customer financial experience with our turnkey white-label infrastructure.
White Label Cards: Build Your Own Branded Ecosystem
In today’s financial landscape, businesses need more than generic services — they need branded payment experiences. FuncCards enables companies to launch white label prepaid cards, virtual card programs, and private-label payment solutions under their own brand. Our infrastructure powers employee expenses, customer rewards, and payout programs — all fully customizable and API-driven.
Why White Label Cards Are a Strategic Advantage
Generic card programs limit flexibility. A white-label prepaid or virtual card program lets you own the customer journey, define card rules, and control rewards or limits. Businesses can use these cards for consumer payments, team spend, or partner ecosystems.
Key advantages:
- Full brand ownership through private-label card programs.
- Flexible configuration for prepaid and virtual cards.
- Real-time spend controls and authorization rules.
- Secure tokenization, fraud monitoring, and compliance.
- Seamless API integration for instant issuance and lifecycle management.
FuncCards transforms your brand into a fintech powerhouse by providing the complete banking rail, compliance, and issuance technology behind your logo. We handle the complexity; you get the credit and customer loyalty.
Brand Dilution
Using generic third-party cards or co-branded bank solutions disconnects your brand from the payment experience, offering zero brand recall during daily transactions.
Custom Private Label
Design every aspect of the card, from the physical plastic to the digital wallet art in Apple Pay. Ensure your brand stays top-of-mind every time your user makes a purchase.
Barrier to Entry
Building a card program in-house is a massive undertaking requiring expensive BIN sponsorship, complex PCI compliance, and years of engineering development.
Plug-and-Play Launch
Launch immediately using our pre-certified tech stack. We manage the regulatory heavy lifting and banking connections so you can focus entirely on user acquisition and growth.
Rigid Product Logic
Standard “off-the-shelf” banking products come with fixed limits and fee structures that often fail to support unique business models or niche user needs.
Programmable Control
Use our API to define your own fee structures, spending limits, and authorization rules. Build a financial product that perfectly fits the specific dynamics of your ecosystem.
What FuncCards Delivers in White Label Card Programs
FuncCards provides a turnkey solution for card issuing under your brand. Our system supports white-label prepaid and virtual card programs as well as instant digital issuance. With API integration, businesses can embed card flows directly into their platforms and control the entire lifecycle.
- Launch white-label prepaid and virtual cards instantly with full branding.
- Customize cards for employees, customers, or partners.
- Operate private-label card programs tailored to your ecosystem.
- Control issuance rules, limits, and merchant categories.
- Monitor usage in real time and reconcile with accounting systems.
Use Cases & Business Benefits
Businesses across industries use white-label prepaid and virtual card programs to expand offerings. Retailers issue private-label cards for loyalty and rewards, fintechs embed prepaid cards into apps, and enterprises deploy corporate-style cards for expense management. Digital platforms benefit from white-label virtual cards for instant issuance and wallet integration.
Benefits: faster time to market, lower operations cost, and stronger customer relationships through every payment.
Why Choose FuncCards for White Label Card Issuing
FuncCards combines flexibility, scalability, and compliance in one solution. By supporting white label credit card, white label debit card, and white label prepaid card programs, we enable businesses to deliver custom payment tools under their own brand. With tokenization, fraud prevention, and API-first integration, companies can confidently issue white label cards that are secure and globally accepted.
With FuncCards, your private label card program becomes more than a payment tool — it becomes a strategic channel for brand growth, customer loyalty, and financial control.
Stop letting payment hurdles slow you down. Get instant access to unlimited virtual cards, manage your team’s budget, and run your ads without interruptions.