Pricing
Transparent pricing
Our terms are designed to fit your needs perfectly.
Pricing & Fees: Simple, Predictable, Transparent
At FuncCards, we believe financial services should be clear and straightforward. That’s why we follow a transparent pricing model with no hidden charges or surprise costs. Our fee structure is designed to be predictable, fair, and scalable for businesses of all sizes.
Standard Pricing Structure
To give our clients full clarity, here is the current breakdown of our standard fees:
- Top-up fees: 2.5–4%, depending on funding method, currency, and transaction volume.
- Card issue fee: $1 / €1 per new card issued.
- Monthly maintenance fee: $1 / €1 per active card.
- Decline fee: free, no charge on failed transactions.
- Refund fee: free — no processing fee from FuncCards side (network charges may still apply).
This structure ensures that you always know the exact cost of using our services.
Why Our Pricing Model Works for You
Unlike other providers, FuncCards focuses on fairness and flexibility. Our transparent pricing helps businesses plan their expenses in advance without hidden surprises.
The key advantages include:
- No hidden charges — all costs are visible upfront.
- No FuncCards fees for declines or refunds — we don’t charge for failed or returned transactions.
- Low barrier to entry — with a $1/€1 card issue fee and monthly maintenance fee.
- Scalability — top-up fees align with your funding volume.
- Custom terms — we provide personalized pricing options for high-volume or enterprise clients.
This combination makes FuncCards affordable while remaining enterprise-grade.
Flexible Options & Custom Agreements
For businesses scaling rapidly or with unique needs, we offer custom agreements tailored to usage. Larger partners may qualify for reduced monthly maintenance fees or volume-based pricing adjustments. With these options, your cost structure evolves with your business.
The Bottom Line: No Surprises
FuncCards pricing is built on transparency. Our pricing excludes hidden costs — all fees are clearly listed and communicated upfront. Instead, you get a predictable framework that allows you to grow confidently while keeping expenses under control.
With FuncCards, pricing is not just a fee schedule — it’s part of our promise to make financial services simple, fair, and efficient.