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Best WantToPay Alternatives for Creating Virtual Cards for Affiliate marketing with Terms and Prices

August 12, 2025

In traffic arbitrage, virtual cards are not just a payment tool, but the key to the stability of advertising campaigns. Platforms like WantToPay allow you to quickly issue cards and top them up with cryptocurrency, but experienced media buyers always have several working solutions on hand. This reduces the risk of blocking and provides flexibility when working with different advertising systems.

Today, we will consider the best alternatives to WantToPay, their tariffs, conditions and features.

Why it is worth looking for alternatives

Even if you are used to working with WantToPay, a backup option will never be superfluous:

  • Different BINs increase the chance of payments going through.
  • You can choose a service with more favorable commissions.
  • Sometimes you need a different method of replenishment – for example, a bank transfer instead of USDT.
  • In case of blocking or failure, you need a quick transition to a backup service.
  • Some platforms offer convenient command functions that WantToPay does not have.

1. FuncCards — quick start and flexible management of advertising budgets

FuncCards is a modern virtual card service, specially created for arbitrageurs and media buying teams. It combines simplicity, high payment throughput and powerful management tools.

Advantages:

  • Instant issuance of virtual Visa and Mastercard cards.
  • Bulk generation of cards for launching multiple campaigns simultaneously.
  • A single balance for convenient budget distribution.
  • Optimized BINs for Facebook, Google, TikTok and other advertising platforms.
  • Customizable limits, detailed analytics and real-time reporting.

Terms and prices:

  • Card issue: from $1/€.
  • Replenishment: from 2% to 4%.
  • Maintenance: $1/€ per month.
  • No fees for declined transactions or refunds.
  • Who it’s for: media buyers and teams who need quick campaign launches, centralized expense management, and stable card operation.

2. Multicards — scalability and flexible rates

Multicards is a service aimed at teams who need mass card issuance and detailed analytics.

Advantages:

  • More than 30 BINs.
  • Unlimited number of cards.
  • Replenishment by cryptocurrency or bank transfer.
  • Detailed analytics for each media buyer.
  • Flexible team management.

Terms and prices:

  • Card issue: from $0 to $2.
  • Replenishment by cryptocurrency — from 0%, by bank transfer — from 1%.
  • Card maintenance: free.
  • Who it’s for: medium and large teams working with different geos and needing centralized expense control.

3. Payniq — crypto balance and bank transfers

Payniq combines the capabilities of a multi-currency wallet and virtual cards, offering flexible replenishment methods.

Advantages:

  • A single balance for all cards.
  • Replenishment via SWIFT, SEPA, USDT, USDC.
  • Optimization for Facebook, Google, TikTok.
  • API for integration with CRM and analytics.

Terms and prices:

  • Card issue: free.
  • Replenishment with cryptocurrency and bank transfer — from 0%.
  • Minimum deposit: $50.
  • Who it suits: those who work with both crypto and bank transfers, appreciating the convenience and speed of replenishment.

4. Stellar Card — a premium format for large budgets

Stellar Card is a platform for professional media buyers, offering flexible rates and premium support.

Advantages:

  • Up to 24 BINs.
  • Instant card issuance.
  • User limit management
  • API and advanced analytics.

Terms and prices:

  • Basic — $100/month, 8 BINs, 4% crypto.
  • Pro — $200/month, 12 BINs, 4% crypto / 3% wire.
  • Private — $500/month, 24 BINs, 3% crypto / 2% wire.
  • Who it’s for: large teams that need scalability and in-depth analytics.

5. Aifory Pro — cryptocurrency cards with quick issue

Aifory Pro combines cryptocurrency exchange with the issue of virtual cards for advertising.

Advantages:

  • Card issue in 2 minutes.
  • Linked to Apple Pay.
  • Multi-currency support.
  • A personal manager for large clients.

Terms and prices:

  • Card issue: $3–5.
  • Cryptocurrency replenishment — from 0%.
  • Minimum deposit: from $20.
  • Suitable for: arbitrageurs who work only with crypto and value speed.

6. PSTNET — cashback and mass issuance of cards

PSTNET was created for media buying teams, offering bonuses on advertising expenses.

Advantages:

  • 3% cashback on Facebook, Google, TikTok.
  • 0% commission for transactions and withdrawals.
  • Up to 100 free cards per month on the Private tariff.

Terms and prices:

  • First card: free.
  • Ultima Card: $16/month after the first month.
  • Crypto replenishment — from 0%.
  • Suitable for: those who want to save on advertising due to cashback.

7. Capitalist — a time-tested platform

Capitalist — the oldest service for arbitrageurs and affiliate payments.

Advantages:

  • Multi-currency wallet.
  • Free transfers within the system.
  • Apple Pay support.

Terms and prices:

  • Card issue: $1–3.
  • Crypto replenishment — from 0%.
  • Bank transfer — from 1%.
  • Who it suits: those who value reliability and convenience within the affiliate ecosystem.

How to choose a service

FuncCards — quick campaign launch, flexible card management, high payment throughput.

  • Multicards — scalability and analytics.
  • Payniq — balance of crypto and bank transfers.
  • Stellar Card — premium approach for large budgets.
  • Aifory Pro — cryptocurrency focus and instant issue.
  • PSTNET — cashback and free cards.
  • Capitalist — reliable ecosystem for arbitrageurs.

Summary

WantToPay remains a useful tool, but depending on one service is risky. By choosing FuncCards as the main solution and connecting 1-2 additional services from the list, you will ensure payment stability, replenishment flexibility and convenient control of expenses in any advertising campaigns.

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