Best Wallester Alternatives for Creating Virtual Cards for Affiliate marketing with Terms and Prices

August 12, 2025

In traffic arbitrage, a stable payment infrastructure is not just a convenience, but a strategic resource. Any delay, transaction rejection, or card blocking can disrupt an advertising campaign and lead to losses. Wallester has established itself as one of the well-known players in the virtual card market, but experienced media buyers know: you should always have backup options.

Why is this important:

  • Advertising platforms may react differently to BIN codes.
  • Different services offer more favorable commissions or bonuses.
  • It can be more convenient to top up via cryptocurrency than a bank transfer.
  • Technical failures or restrictions at one provider should not stop the work of the entire team.
  • Some platforms provide advanced team management capabilities and integration with analytics.

Today, we will consider the best alternatives to Wallester, starting with a solution that confidently takes a place in the arsenal of many arbitrageurs – FuncCards.

1. FuncCards — virtual cards for arbitrage with full control over expenses

FuncCards was initially created as a tool specifically for media buying and traffic arbitrage. Everything here is tailored to the needs of advertisers: from instant card issuance to convenient budget distribution between campaigns and teams.

Key advantages:

  • Instant card issuance — Mastercard or Visa can be obtained immediately upon request, without a long wait.
  • Bulk generation — the ability to issue dozens of cards at a time, which is convenient for testing bundles.
  • Single balance — all cards operate from a common account, which eliminates manual replenishments.
  • Flexible limit management — you can set daily and general limits for each campaign or employee.
  • Multi-currency support — replenishment in USD, spending in USD or EUR without conversion losses.
  • Flexible replenishment — via bank transfers (SWIFT/SEPA) and cryptocurrency.
  • Transparent commissions — no hidden fees or unnecessary charges.
  • Integration with advertising accounts — high quality BINs, which increases the chance of successful linking to Facebook, Google, TikTok.

Terms and prices:

  • Card issue: from 1 $/€.
  • Monthly service: 1 $/€.
  • Replenishment: from 2% to 4% (depending on the method).
  • Decline: free.
  • Refund: free.

Who is it for: both beginners and experienced teams. If you are just starting out — low entry costs and a quick launch will help you get started without complications. If you are already working with large budgets — flexible management and scaling of teams will ensure stability.

2. Multicards — scale and team analytics

Multicards is a solution for those who manage large advertising budgets and want complete transparency in expense analytics.

What it offers:

  • More than 30 BINs for different geos.
  • Unlimited number of cards.
  • Replenishment with cryptocurrency or bank transfer.
  • Convenient teamwork with delimitation of rights.
  • Reports and statistics for each media buyer.

Terms:

  • Card issue: from 0 to $2.
  • Replenishment: cryptocurrency from 0%, bank transfer from 1%.
  • Minimum deposit: from $100.
  • Service: free.
  • For whom: teams that value mass card issuance and detailed analytics for each employee.

3. Payniq — universal balance and flexible replenishment

Payniq combines a multi-currency wallet, virtual cards and convenient replenishment methods. Suitable for those who want to keep both bank transfers and cryptocurrency in one place.

Features:

  • One balance for all cards.
  • Top-up via SWIFT, SEPA, USDT, USDC.
  • Optimization for advertising platforms.
  • Instant top-up.
  • API for integrations.

Terms:

  • Card issue: free.
  • Top-up: cryptocurrency from 0%, bank from 0%.
  • Minimum deposit: from $50.
  • Service: free.
  • For whom: media buyers who work with different sources of top-up and value speed.

4. Aifory Pro — cryptocurrency orientation and speed

Aifory Pro is a service where everything revolves around cryptocurrency. It is ideal for those who do not use bank transfers and prefer USDT or USDC.

Features:

  • Card issue in 2 minutes.
  • Linking to Apple Pay and Google Pay.
  • Storing cryptocurrency and fiat in one account.
  • Personal manager for large clients.

Rates:

  • Card issue: from $3–5.
    Crypto replenishment: from 0%.
  • Minimum deposit: from $20.
  • Service: free.
  • For whom: arbitrageurs who work only with cryptocurrency and value the speed of card issuance.

5. PSTNET — cashback and no commissions

PSTNET is aimed at teams that value savings on commissions and bonuses for expenses.

Advantages:

  • 3% cashback on Facebook, Google, TikTok.
  • 0% commission for transactions, declined payments and withdrawals.
  • Up to 100 free cards per month.
  • Instant card issuance.
  • Support for 20 BINs.

Terms:

  • First card: free.
  • Ultima Card: $16/month after the first month.
  • Replenishment: cryptocurrency from 0%.
  • Minimum deposit: from $50.
  • For whom: media buyers who want to receive cashback on advertising and scale their team.

6. Capitalist — a time-tested solution

Capitalist — a well-known platform for working with arbitrage payments.

Features:

  • Multi-currency wallet.
  • Free transfers within the system.
  • Apple Pay support.
  • Issuing cards for advertising.

Conditions:

  • Card issue: from $1–3.
  • Maintenance: up to $1/month.
  • Replenishment: within the system — 0%, crypto — from 0%, bank — from 1%.
  • Minimum deposit: from $10.
  • For whom: those who value reliability and simplicity.

How to choose an alternative to Wallester

  • If a quick start and budget control are important — FuncCards.
  • If you need scale and analytics — Multicards.
  • If you work with different replenishment methods — Payniq.
  • If you use only crypto — Aifory Pro.
  • If you want cashback — PSTNET.
  • If you value stability and an affiliate network — Capitalist.

Bottom Line

Wallester remains a solid option, but depending on just one platform is risky. Virtual cards are a critical part of the advertising infrastructure, and experienced affiliate marketers always have at least two or three backup services.

FuncCards stands out on this list as a universal solution for any arbitrage task – from starting to scaling a team. Its combination of low fees, instant card issuance, flexible limits, and integration with advertising accounts make it a logical #1 choice.

Using several services at once will ensure financial stability, flexibility, and confidence that advertising campaigns will not stop even in case of force majeure.