Best MyBroCard Alternatives for Creating Virtual Cards for Affiliate Marketing: Terms and Prices

In traffic arbitrage, stable and reliable payment instruments are the basis for successful advertising campaigns. When your budgets are in the thousands of dollars, depending on one service is risky. Even popular platforms like MyBroCard can face temporary outages, limits, or difficulties with specific BINs.

Experienced media buyers know: you should always have several working alternatives. This not only reduces the risk of campaign downtime, but also provides more flexibility – different services offer unique conditions, fees, and replenishment methods.

In this review, we will analyze the best alternatives to MyBroCard, starting with FuncCards – a service that is increasingly chosen by teams for arbitrage.

1. FuncCards – fast card issuance and complete transparency of expenses

FuncCards is a virtual card service developed specifically for the needs of media buying and traffic arbitrage. It combines ease of launch, convenient team management, and wide replenishment options.

Features:

• Instant issuance of Visa or Mastercard cards without lengthy checks.
• Bulk issuance of cards in a couple of clicks.
• A single balance for all cards — convenient for managing the team budget.
• Flexible limit settings and access rights delimitation.
• High throughput when linked to advertising accounts.
• Support for multi-currency transactions — USD, EUR and others.
• Integration with advertising platforms and analytics.

Terms and prices:

• Card issue: $1/€.
• Monthly fee: $1/€.
• Replenishment: 2–4% (depending on the method).
• No hidden fees, fee for declined transactions — 0.
• Replenishment via cryptocurrency and bank transfers.

Who is it for:

• Media buying teams who need flexible budget allocation.
• Freelancers and individual buyers who want to get started quickly.
• Those who value transparent pricing policy.

2. Multicards — scalability and analytics

Multicards is great for teams that run multiple advertising campaigns in parallel and need centralized control over expenses.

Features:

• More than 30 BINs for different geos and advertising platforms.
• Unlimited number of cards.
• Team collaboration with role distribution.
• Detailed analytics for each media buyer.
• Replenishment via cryptocurrency and bank transfers.

Terms and prices:

• Card issue: $0–$2.
• Replenishment with crypto: from 0%.
• Replenishment via bank transfer: from 1%.
• Minimum deposit: from $100.
• Card service: free.

Who is it suitable for:

• Medium and large arbitrage teams.
• Those who run advertising campaigns in several countries.
• For projects with a large number of advertising accounts.

3. Payniq — a universal solution for crypto and banks

Payniq combines the functions of a multi-currency wallet, a virtual card service and convenient replenishment methods.

Features:

• A single balance for all cards.
• Replenishment via SWIFT, SEPA, USDT, USDC.
• Instant transfers and withdrawals.
• API for integration with CRM and BI systems.
• Optimization for Facebook, Google Ads, TikTok.

Terms and prices:

• Card issue: free.
• Maintenance: no fixed fee.
• Cryptocurrency replenishment: 0%.
• Bank transfer: from 0%.
• Minimum deposit: $50.

Who is it for:

• For arbitrageurs who want to combine bank and crypto replenishments.
• For teams that value integration with internal systems.

4. Aifory Pro — fast cards with a cryptocurrency focus

Aifory Pro started as a cryptocurrency service, and now offers virtual cards that can be used for arbitrage and online payments.

Features:

• Card issue in 2 minutes.
• Linking to Apple Pay and Google Pay.
• Multi-currency transactions.
• Possibility to keep crypto and fiat in one account.

Terms and prices:

• Card issue: $3–$5.
• Maintenance: free.
• Cryptocurrency replenishment: from 0%.
• Minimum deposit: from $20.

Who is it for:

• For those who work mainly with crypto.
• For arbitrageurs who need maximum speed.

5. PSTNET — cashback and mass issuance of cards

PSTNET focuses on profitable bonuses for media buying and ease of scaling.

Features:

• 3% cashback on advertising on Facebook, Google, TikTok.
• 0% commission for transactions and withdrawals.
• Up to 100 free cards per month on premium plans.
• Support for 20 BINs.
• Quick card issuance.

Terms and prices:

• First card: free.
• Ultima Card: $16/month (after the first month).
• Minimum deposit: from $50.

Who is it for:

• For teams that want to save money with cashback.
• For those who manage large advertising budgets.

6. Capitalist — a time-tested solution

Capitalist is one of the oldest services for arbitrageurs, which has proven itself to be stable.

Features:

• Multi-currency wallet.
• Free transfers within the system.
• Apple Pay support.
• Issuing cards for advertising and subscriptions.

Terms and prices:

• Card issue: $1–$3.
• Service: up to $1/month.
• Crypto replenishment: from 0%.
• Bank transfer: from 1%.
• Minimum deposit: from $10.

Who is it for:

• For those who work with affiliate networks.
• For arbitrageurs who value stability.

7. AdvCash — a multi-currency wallet with wide functionality

AdvCash — a universal platform for working with fiat and cryptocurrency.

Features:

• 9 currencies and 13 cryptocurrencies.
• Free transfers between users.
• Crypto savings up to 10.3% per annum.
• Virtual and physical Visa/UnionPay cards.

Terms and prices:

• Card issue: from $1.
• Replenishment with crypto: 0%.
• Bank card: 3.5% + €1–5.
• Minimum deposit: from $10.

Who is it suitable for:

• For arbitrageurs who work in different currencies.
• For those who want to keep funds in both crypto and fiat.

How to choose an alternative to MyBroCard

• If instant card issuance and transparent conditions are important — FuncCards.
• For large teams and complex advertising structures — Multicards or PSTNET.
• If you want to combine bank and crypto deposits — Payniq.
• For working only with crypto — Aifory Pro.
• If time-tested reliability is important — Capitalist or AdvCash.

Result

MyBroCard is a strong tool, but complete dependence on one service is always a risk. There are alternatives on the market that provide more flexibility, more favorable commissions and additional features — from cashback to advanced analytics.

FuncCards today stands out among competitors for its speed, transparency and ease of team management. But the best strategy is to use 2-3 services in parallel. This will protect advertising campaigns from downtime and help you always stay in the game.