Best Alternatives to PST.NET for Creating Virtual Cards for Affliate Marketing: With Terms and Prices

If you are involved in traffic arbitrage, you know that stability and control over payment instruments are the key to success. PST.NET is a popular choice among media buyers, especially due to cashback and mass card issuance. But you should not limit yourself to just one solution. There are worthy alternatives on the market that offer flexible terms, low fees and useful features.

In this article, we will analyze the best alternatives to PST.NET for arbitrage. We will compare terms, features and fees so that you can choose the service that suits you.

Why you should look for a replacement for PST.NET

Even the most stable service can fail, and in arbitrage, time is money. That is why it is important to have a backup option:

• Some advertising platforms are sensitive to certain BINs.
• Commissions and bonuses may differ in different services.
• Technical failures happen to everyone – it is important to be prepared.
• Having several solutions reduces risks and increases flexibility.

Now let’s move on to platforms that can become a worthy alternative to PST.NET.

FuncCards — the perfect balance for arbitrageurs

FuncCards is designed specifically for media buyers and teams working with advertising platforms. This is not just a card issuing service, but a full-fledged platform with a smart budget management system and transparent conditions.

Features:

• Instant issuance of Visa and Mastercard cards.
• Single balance for all cards.
• Bulk card generation.
• Setting limits and managing expenses.
• Support for teamwork and delimitation of rights.

Conditions:

• Card issue — from $1.
• Maintenance — $1/month.
• Replenishment — from 2% (depending on the method).
• Minimum deposit — from $50.

FuncCards is suitable for both individual users and large teams. It is convenient to scale and control expenses here.

Multicards — scale and analytics in one

Multicards is aimed at large teams that work with different geos and advertising systems. This solution is suitable for those who value analytics and transparency.

What Multicards offers:

• Up to 30+ BINs.
• Unlimited card issuance.
• Support for cryptocurrency and bank transfers.
• Built-in analytics and reporting tools.

Financial terms:

• Card issuance — from $0 to $2.
• Service — free.
• Cryptocurrency replenishment — from 0%, bank transfer — from 1%.
• Minimum deposit — from $100.
• Ideal for agencies and professional teams.

Payniq — a universal approach to replenishment

Payniq is a payment platform that offers a single balance and convenient replenishment channels. Suitable for both arbitrageurs and other types of online business.

Features:

• One balance for all cards.
• Replenishment via cryptocurrency and bank transfers (SWIFT, SEPA, USDT, USDC).
• Fast card issuance.
• API for automation and integration.

Terms:

• Card issuance — free.
• Maintenance — no fixed costs.
• Top-up — from 0%.
• Minimum deposit — from $50.

Payniq is suitable for those who want flexibility and simplicity in managing payment flows.

Aifory Pro — speed and simplicity with an emphasis on crypto

Aifory Pro started as a crypto exchanger, but quickly became a popular solution for arbitrageurs, thanks to support for virtual cards and quick launch.

Key features:

• Issue a card in 2 minutes.
• Integration with Apple Pay and Google Pay.
• Combination of cryptocurrencies and fiat in one account.
• Support for multi-currency transactions.

Tariffs:

• Card issue — $3–5.
• Maintenance — free.
• Top-up — from 0%.
• Minimum deposit — from $20.

A good option for those who work only with crypto and want to get a card as quickly as possible.

Capitalist — stability and trust

Capitalist is one of the oldest services used in arbitrage. Suitable for those who value time-tested quality.

What’s inside:

• Multi-currency wallet support.
• Free transfers within the system.
• Virtual cards for advertising expenses.
• Linked to Apple Pay.

Prices:

• Card issue — $1–3.
• Monthly service — up to $1.
• Cryptocurrency replenishment — from 0%, bank transfer — from 1%.
• Minimum deposit — from $10.

This is a platform that works well in conjunction with affiliate networks and other arbitrage tools.

Why using multiple platforms is smart

Arbitrage is unstable by nature. Successful media buyers prepare a “plan B” in advance and use at least two or three services simultaneously. This gives:

• The ability to switch in case of blocking or bugs.
• Flexibility in selecting BINs for the desired geo.
• The ability to test commissions and cashbacks.
• Resistance to changes in the policy of one service.

Conclusion

PST.NET is a strong player in the virtual card market, but focusing on one service is risky. Platforms such as FuncCards, Multicards, Payniq, Aifory Pro and Capitalist have powerful arguments in their favor: from instant issuance to favorable replenishment conditions, from advanced analytics to cashback.

The choice depends on your goals: crypto or bank, individual media buying or teamwork, focus on scale or savings. The main thing is to be prepared for any scenario. The world of arbitrage does not forgive unpreparedness.

Test, combine and don’t be afraid to change tools – this is where your sustainability and competitive advantage lies.